{"id":2606,"date":"2026-07-01T06:32:58","date_gmt":"2026-07-01T06:32:58","guid":{"rendered":"https:\/\/arizonamovinginsider.com\/?p=2606"},"modified":"2026-07-01T06:32:58","modified_gmt":"2026-07-01T06:32:58","slug":"homeownership-is-slipping-further-out-of-reach-for-young-families-across-the-us","status":"publish","type":"post","link":"https:\/\/arizonamovinginsider.com\/?p=2606","title":{"rendered":"Homeownership is slipping further out of reach for young families across the US"},"content":{"rendered":"
\n
\n
\n

PHOENIX \u2014 Buying a home has always required sacrifice \u2014 but for families under 40, the math has gotten significantly harder over the past five decades.<\/p>\n

Read more Police investigating in-custody death after incident in central Phoenix on Sunday<\/a><\/p>\n

In 1970, the inflation-adjusted income of a family under 40 was $63,000. The median home price at that time was $154,000 \u2014 roughly 2.5 times that income. Today, the median family under 40 earns just over $100,000, but the median home now costs over $350,000 \u2014 about 3.5 times their income.<\/p>\n

That widening gap is reshaping how young families think about homeownership.<\/p>\n

In 2024, 70% of renters under 40 said they would rather continue renting because they could not afford a down payment. The barrier to entry has grown alongside prices: in 2019, a family saving for a 3% down payment needed just over $17,000. Today, that figure is closer to $23,000.<\/p>\n

The challenge is not uniform across the country. Home price-to-income ratios vary widely by market. In Santa Barbara, a young family would need to spend nearly 10 times their income to buy a house. Even in Bakersfield \u2014 the most affordable market in California \u2014 the ratio is still nearly 6.<\/p>\n

The picture is better here in the Valley, where homes cost about 4.5 times the median income for young families. The lowest ratios nationally are found in the Midwest and Appalachia.<\/p>\n

Read more Eden Village builds tiny homes in Mesa to serve chronically homeless, disabled residents<\/a><\/p>\n

Within the Valley, the disparities are stark. Young families are effectively priced out of Scottsdale and the Northeast Valley, where homes cost 8 times the median income. In the Southeast Valley, price-to-income ratios range from 4.4 in Mesa to nearly 6 in South Gilbert and Queen Creek.<\/p>\n

The West Valley offers more options for young buyers. Surprise has the lowest price-to-income ratio in the Valley \u2014 young families there would need just over 4 times their income to afford a home.<\/p>\n

This story was reported on-air by a journalist and has been converted to this platform with the assistance of AI. Our editorial team verifies all reporting on all platforms for fairness and accuracy.<\/i><\/p>\n

Read more Gilbert plans left-turn signal at Power and Rittenhouse after resident speaks up at town council<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Buying a home has always required sacrifice \u2014 but for families under 40, the math has gotten significantly harder over the past five decades.<\/p>\n","protected":false},"author":1,"featured_media":2605,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[],"class_list":["post-2606","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-local-news"],"yoast_head":"\nHomeownership is slipping further out of reach for young families across the US - Arizona Moving Insider<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/arizonamovinginsider.com\/?p=2606\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Homeownership is slipping further out of reach for young families across the US - Arizona Moving Insider\" \/>\n<meta property=\"og:description\" content=\"Buying a home has always required sacrifice \u2014 but for families under 40, the math has gotten significantly harder over the past five decades.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/arizonamovinginsider.com\/?p=2606\" \/>\n<meta property=\"og:site_name\" content=\"Arizona Moving Insider\" \/>\n<meta property=\"article:published_time\" content=\"2026-07-01T06:32:58+00:00\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/arizonamovinginsider.com\\\/?p=2606#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/arizonamovinginsider.com\\\/?p=2606\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\\\/\\\/arizonamovinginsider.com\\\/#\\\/schema\\\/person\\\/9c272b4cf18e019eb01eb3c1b5d855fb\"},\"headline\":\"Homeownership is slipping further out of reach for young families across the US\",\"datePublished\":\"2026-07-01T06:32:58+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/arizonamovinginsider.com\\\/?p=2606\"},\"wordCount\":361,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/arizonamovinginsider.com\\\/?p=2606#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/arizonamovinginsider.com\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/f8365bed946ea433b72449d4b9c50688.jpg\",\"articleSection\":[\"Local News\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/arizonamovinginsider.com\\\/?p=2606#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/arizonamovinginsider.com\\\/?p=2606\",\"url\":\"https:\\\/\\\/arizonamovinginsider.com\\\/?p=2606\",\"name\":\"Homeownership is slipping further out of reach for young families across the US - Arizona Moving Insider\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/arizonamovinginsider.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/arizonamovinginsider.com\\\/?p=2606#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/arizonamovinginsider.com\\\/?p=2606#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/arizonamovinginsider.com\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/f8365bed946ea433b72449d4b9c50688.jpg\",\"datePublished\":\"2026-07-01T06:32:58+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/arizonamovinginsider.com\\\/#\\\/schema\\\/person\\\/9c272b4cf18e019eb01eb3c1b5d855fb\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/arizonamovinginsider.com\\\/?p=2606#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/arizonamovinginsider.com\\\/?p=2606\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/arizonamovinginsider.com\\\/?p=2606#primaryimage\",\"url\":\"https:\\\/\\\/arizonamovinginsider.com\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/f8365bed946ea433b72449d4b9c50688.jpg\",\"contentUrl\":\"https:\\\/\\\/arizonamovinginsider.com\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/f8365bed946ea433b72449d4b9c50688.jpg\",\"width\":1280,\"height\":720},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/arizonamovinginsider.com\\\/?p=2606#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/arizonamovinginsider.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Homeownership is slipping further out of reach for young families across the US\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/arizonamovinginsider.com\\\/#website\",\"url\":\"https:\\\/\\\/arizonamovinginsider.com\\\/\",\"name\":\"Arizona Moving Insider\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/arizonamovinginsider.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/arizonamovinginsider.com\\\/#\\\/schema\\\/person\\\/9c272b4cf18e019eb01eb3c1b5d855fb\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/50b1ad2e498f523425ee0a8cc5180a210646db1622662a3d56cc405d3e0c346a?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/50b1ad2e498f523425ee0a8cc5180a210646db1622662a3d56cc405d3e0c346a?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/50b1ad2e498f523425ee0a8cc5180a210646db1622662a3d56cc405d3e0c346a?s=96&d=mm&r=g\",\"caption\":\"admin\"},\"sameAs\":[\"http:\\\/\\\/arizonamovinginsider.com\"],\"url\":\"https:\\\/\\\/arizonamovinginsider.com\\\/?author=1\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Homeownership is slipping further out of reach for young families across the US - Arizona Moving Insider","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/arizonamovinginsider.com\/?p=2606","og_locale":"en_US","og_type":"article","og_title":"Homeownership is slipping further out of reach for young families across the US - Arizona Moving Insider","og_description":"Buying a home has always required sacrifice \u2014 but for families under 40, the math has gotten significantly harder over the past five decades.","og_url":"https:\/\/arizonamovinginsider.com\/?p=2606","og_site_name":"Arizona Moving Insider","article_published_time":"2026-07-01T06:32:58+00:00","author":"admin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"admin","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/arizonamovinginsider.com\/?p=2606#article","isPartOf":{"@id":"https:\/\/arizonamovinginsider.com\/?p=2606"},"author":{"name":"admin","@id":"https:\/\/arizonamovinginsider.com\/#\/schema\/person\/9c272b4cf18e019eb01eb3c1b5d855fb"},"headline":"Homeownership is slipping further out of reach for young families across the US","datePublished":"2026-07-01T06:32:58+00:00","mainEntityOfPage":{"@id":"https:\/\/arizonamovinginsider.com\/?p=2606"},"wordCount":361,"commentCount":0,"image":{"@id":"https:\/\/arizonamovinginsider.com\/?p=2606#primaryimage"},"thumbnailUrl":"https:\/\/arizonamovinginsider.com\/wp-content\/uploads\/2026\/07\/f8365bed946ea433b72449d4b9c50688.jpg","articleSection":["Local News"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/arizonamovinginsider.com\/?p=2606#respond"]}]},{"@type":"WebPage","@id":"https:\/\/arizonamovinginsider.com\/?p=2606","url":"https:\/\/arizonamovinginsider.com\/?p=2606","name":"Homeownership is slipping further out of reach for young families across the US - Arizona Moving Insider","isPartOf":{"@id":"https:\/\/arizonamovinginsider.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/arizonamovinginsider.com\/?p=2606#primaryimage"},"image":{"@id":"https:\/\/arizonamovinginsider.com\/?p=2606#primaryimage"},"thumbnailUrl":"https:\/\/arizonamovinginsider.com\/wp-content\/uploads\/2026\/07\/f8365bed946ea433b72449d4b9c50688.jpg","datePublished":"2026-07-01T06:32:58+00:00","author":{"@id":"https:\/\/arizonamovinginsider.com\/#\/schema\/person\/9c272b4cf18e019eb01eb3c1b5d855fb"},"breadcrumb":{"@id":"https:\/\/arizonamovinginsider.com\/?p=2606#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/arizonamovinginsider.com\/?p=2606"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/arizonamovinginsider.com\/?p=2606#primaryimage","url":"https:\/\/arizonamovinginsider.com\/wp-content\/uploads\/2026\/07\/f8365bed946ea433b72449d4b9c50688.jpg","contentUrl":"https:\/\/arizonamovinginsider.com\/wp-content\/uploads\/2026\/07\/f8365bed946ea433b72449d4b9c50688.jpg","width":1280,"height":720},{"@type":"BreadcrumbList","@id":"https:\/\/arizonamovinginsider.com\/?p=2606#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/arizonamovinginsider.com\/"},{"@type":"ListItem","position":2,"name":"Homeownership is slipping further out of reach for young families across the US"}]},{"@type":"WebSite","@id":"https:\/\/arizonamovinginsider.com\/#website","url":"https:\/\/arizonamovinginsider.com\/","name":"Arizona Moving Insider","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/arizonamovinginsider.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/arizonamovinginsider.com\/#\/schema\/person\/9c272b4cf18e019eb01eb3c1b5d855fb","name":"admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/50b1ad2e498f523425ee0a8cc5180a210646db1622662a3d56cc405d3e0c346a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/50b1ad2e498f523425ee0a8cc5180a210646db1622662a3d56cc405d3e0c346a?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/50b1ad2e498f523425ee0a8cc5180a210646db1622662a3d56cc405d3e0c346a?s=96&d=mm&r=g","caption":"admin"},"sameAs":["http:\/\/arizonamovinginsider.com"],"url":"https:\/\/arizonamovinginsider.com\/?author=1"}]}},"_links":{"self":[{"href":"https:\/\/arizonamovinginsider.com\/index.php?rest_route=\/wp\/v2\/posts\/2606","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/arizonamovinginsider.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/arizonamovinginsider.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/arizonamovinginsider.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/arizonamovinginsider.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2606"}],"version-history":[{"count":0,"href":"https:\/\/arizonamovinginsider.com\/index.php?rest_route=\/wp\/v2\/posts\/2606\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/arizonamovinginsider.com\/index.php?rest_route=\/wp\/v2\/media\/2605"}],"wp:attachment":[{"href":"https:\/\/arizonamovinginsider.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2606"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/arizonamovinginsider.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2606"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/arizonamovinginsider.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2606"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}